As an expat or foreign national, your nationality, country of residence, income structure and worldwide assets will all be considered to determine the most appropriate lender for you.

If you work for a multinational company, you are off to a good start. Depending on your jurisdiction, some lenders will require you to have an internationally accredited accountant – particularly if you are self-employed – but most important of all is demonstrating your source of wealth. If you are an expat, options from mainstream lenders tend to be restricted. The lender will usually require you to rent out the property, unless a member of your family plans to live in it. As with foreign nationals, you will be required to prove your source of income