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UK Expat Mortgages

How to get a UK Mortgage when Living Abroad

If you are from the UK but live and work overseas, an expat buy to let will give you the ability to purchase a property in the UK in order to rent the property out. With access to a wide range of expat mortgage lenders as part of our panel, Expat Financial Services are specialist in UK mortgages and ideally placed in the UK and UAE to help you find the best Mortgage and guide you through the process to completion. Many lenders will accept foreign bank accounts and foreign currency. Getting expert advice, from specialists in expat mortgages, can help you navigate any initial hurdles and find the right mortgage.

Can I get a UK mortgage if I don’t have a UK bank account?

Yes, you dont need to have a UK bank account, even if you have lived overseas for a long time or even if you never plan to return to the UK. Whether you want to purchase a house back home to have a base to return to, or invest in a rental property as an investment, we can help you.

Whether you want to purchase a property or remortgage one you already own, we are here to help. With access to fixed and variable rate products, we can provide loans from £25,000 to no maximum limit, as well as mortgages with low fees, no ERCs and no minimum income requirements and up to 85% LTV.

We also cater for interest only options and we are experienced in working with applicants who may suffer from some adverse credit history. If you’re looking to borrow in England, Wales, Scotland or Northern Ireland, we can help you to secure the most appropriate buy-to-let mortgage for your property.

Have questions? Feel free to contact us.